Homeowners invest in siding to protect their homes from the elements while boosting curb appeal. However, when issues arise, the warranty can be the key to saving money on repairs or replacements. Many homeowners assume their siding warranty covers everything, only to find out later that certain problems are excluded. Knowing what is and isn’t covered can prevent costly surprises down the road.
What Is Typically Covered in a Siding Warranty?
Siding warranties vary depending on the manufacturer, material, and installation provider. While specifics differ, most warranties offer coverage in the following areas:
Material Defects
Manufacturers typically guarantee that their siding will be free from defects in materials or workmanship for a set period. This means if the siding deteriorates, cracks, or warps due to a production flaw, it should be replaced or repaired at no cost to the homeowner.
Fade Resistance
Some warranties include protection against excessive fading. While all siding materials experience some color change over time, high-quality products often come with guarantees that the color will not fade beyond a certain level within a specific number of years.
Hail and Weather Protection
Many manufacturers offer limited protection against hail and extreme weather conditions. However, the level of coverage varies, and some warranties only cover damage under specific conditions, such as storms with winds below a certain speed.
Lifetime or Limited Lifetime Warranties
Many siding warranties are labeled as “lifetime” or “limited lifetime.” A lifetime warranty often means coverage for as long as the original owner lives in the home, while a limited lifetime warranty may have a set expiration period, such as 30 or 50 years. It’s important to clarify what “lifetime” means according to the specific warranty terms.
What Siding Warranties Typically Do Not Cover
While siding warranties provide essential protection, they do not cover everything. Here are some of the most common exclusions:
Improper Installation
Most warranties only cover defects in the material itself, not mistakes made during installation. If siding is installed incorrectly and fails prematurely, the manufacturer is unlikely to provide coverage. This is why hiring a qualified professional is essential.
Damage from Natural Disasters
Many warranties exclude damage caused by natural disasters such as hurricanes, tornadoes, earthquakes, and severe flooding. Homeowners should check their homeowner’s insurance policy to see if these events are covered elsewhere.
Neglect and Improper Maintenance
Failing to maintain siding properly can void the warranty. Mold growth, water damage due to clogged gutters, and impact damage from objects like tree branches are generally not covered. Some warranties also require homeowners to clean and inspect their siding regularly to keep coverage active.
Normal Wear and Tear
Over time, siding will naturally age, and some minor fading or discoloration is expected. Warranties usually do not cover normal wear and tear, so homeowners should understand the expected lifespan of their chosen siding material.
How to Protect Your Warranty
To get the most out of a siding warranty, homeowners should take a few proactive steps:
Register Your Warranty
Many manufacturers require homeowners to register their warranty within a certain time frame after installation. Failing to do so may result in lost coverage.
Keep Detailed Records
Document all installation details, including receipts, contractor agreements, and maintenance records. If a claim needs to be filed, having this information readily available can streamline the process.
Follow Maintenance Guidelines
Manufacturers often provide specific maintenance recommendations. Following these guidelines ensures the siding remains in good condition and maintains warranty protection.
Work with Certified Installers
Some warranties offer extended coverage when siding is installed by a manufacturer-certified contractor. Using a certified professional can provide additional peace of mind.
Final Thoughts
A siding warranty is an important safeguard for homeowners, but understanding the details is essential. Coverage for material defects, fading, and certain types of damage can provide valuable protection, but exclusions like improper installation, natural disasters, and normal wear should be considered. By registering the warranty, maintaining proper records, and caring for the siding as recommended, homeowners can ensure they get the most out of their investment. For expert siding installation and warranty guidance, contact D&D Contracting today.
